Home Insurance

For most of the people your home is your largest asset so this is why you need an insurance to get this important asset covered, so in other words the home insurance is a safeguard for your home, personal things and even your financial future.

The home insurance is commonly paid by periods, and the payment is called premium, so you should pay your premium for the stablished term, and once is over you should pay once again so you don´t stop being covered. The premium may vary by company's and also by the possibilities of a dissaster in your house, for example if it's a zona without dissasters your premium would be lower.

How does the insurance coveres you ?

There are two main subjects that the policy protects you against:

Financial Loss:

If your house is being affected by a dissaster the insurance pays you need to restore the damage incluiding objects like furnitures, computers, cameras, etc.

Also the insurance reimburse you if your home or personal effects are stolen.

Personal Liability:

If by any accident somebody is injured in your home and sue you, you would be in a very big problem if they win, but if you are insured the policy takes care of this so you don´t get in big problems and your financial situation wouldn´t be affected.

Also if covers you for accidental damage of other´s property, for example if you live in a building and some leak affects the neighbors under you, the insurance take's care.